Altman Z-Score Classic app for iPhone and iPad

This App delivers actionable insight on the spot. This App has been developed and enhanced in collaboration with Dr. Edward I. Altman, Max L. Heine Professor of Finance at the Stern School of Business, New York University to deliver following 4 benefits:

1. Make informed corporate lending decisions
2. Manage accounts receivable more effectively
3. Select corporate equity and debt securities
4. Identify and manage corporate defaults and turnarounds


Key Features:

1. Analyze Z, Z and Z" scores for Public US Manufacturing, Private US Manufacturing, US Public & Private Non-Manufacturing and Public/Private Foreign industrial firms

2. Generate Bond Rating Equivalent (BRE)
a. Based on industry category
b. Credit Rating Agency latter and alphanumeric grades

3. Understand percentile ranking within and across manufacturing and non-manufacturing sectors

4. Generate probability of default (PD) over 1-10 years of time horizon into future for existing loans/bonds and/or all customers as well as for new bond/loan issues

5. For BRE in default (D), generate statistical probability of default

6. Analyze trends over 3 year period

7. Upload data file to web site, access and process the file from the app - useful in client presentations and travel - assistant can upload file remotely for analysis and presentation from App

8. Share result via e-mail as pdf attachment as well as print result

9. Calculator is available with data input so that user can perform arithmetic calculations right from inside the App

Refresh Frequency:
Benchmarks and Percentiles will be updated at least once a year.

P.S. Term of the license is 1 year. After 1 year from the first use, license will expire. 2012 version will be available in October 2012.